1. The behavioral intention of micro enterprises to use the integrated cash waqf micro enterprise investment (icwme-i) model as a source of financing (Mohamed Asmy Bin Mohd Thas Thaker, Mustafa OmarMohammed, Jarita Duasa & Moha Asri Abdullah) 2. Is a mobile phone a disruptive innovation in the workplace? (Mohd Fuaad Said & Khairul Akhmaliah Adham) 3. Using real options for the evalution of v…